Improve Personal Finance

Achieve financial freedom so you can support others and inspire them to do the same

No matter how much or how little money you earn, always save at least 10% of your income, then make that money work for you.

September  2021, monthly investing/saving:

0% – savings – Acorn (I don’t use it anymore, just found better tools to invest/save)
2.7 % – saving in cash
2.7 % – stocks – Public
0% – cryptocurrency – Coinbase (holding some crypto but moved to invest to Titan)
2.7 % – investing account stocks/crypto – Titan
2.7 % – Fundrise after using it for 1 year, I found it getting more effective, I invest in it on monthly basis now.

10.8 % – total




The most common way to invest, I use the Public app, a super-easy way to manage your portfolio and see % changes, here is what stocks I actually have. Some companies pay good dividends. Personally, I think the market will crash soon (1-12 months), 10.31.2020, 1-3 years (9.1.2021).




I use Masterworks to buy “pieces” of famous paintings.

Current portfolio:


Real Estate


Using Fundrise to buy pieces of real estate projects, long-term investing, moved to investing on monthly basis.




Buying USA mint products quarters, $1 dollars, etc. Coins can be a very good investment, I saw a growth of hundreds of percentages during 10-15 years for some of them. And I just like to collect them. (9.1.2021) slowed down on that, thinking about investing in gold.




I moved to keep some savings in cash, as it is always good to have it if the market crash or if I have the opportunity to invest.




Bitcoin, LTC, Ethereum, XRP, and more of my currencies of the future.

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